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Important Retirement Consideration: Liquidity vs Equity

March 17, 2022

Reverse Mortgage, or Retirement Mortgage, may not be right for everyone, but it was for us! It helped us understand the difference between LIQUIDITY vs EQUITY.

There are many misconceptions still lingering from the initial rollout of Reverse Mortgages back in 1961. But what hasn't changed since then, right? If you google "Best Cars in 1961", the Jaguar E-type is #1. Now, even the Jag has gone through major changes (ever own one? I can speak from personal experience, it took me two purchases to realize I couldn't keep replacing engines!) But since the car was sold to Ford, it's been affordable AND reliable. 

The same analogy can be made for a Reverse Mortgage. In 1989 HUD got involved and the modern HECM, or Home Equity Conversion Mortgage FHA insured Reverse Mortgage was rolled out! And with every loan revision made since , the mortgage continues to give more protections to eligible borrowers.

Never heard of it? Well if you are a baby boomer or know someone that is, you will find this short, less than 3 minute video, very interesting. 

Call me today and we can discuss whether the Reverse Mortgage would work for you!


Ruth Vogt, Reverse Loans in Colorado

Ruth Vogt

NMLS# 257576

Reverse "Retirement" Mortgage Lender

Educating 62+ homeowners on how to leverage home equity allowing them to live more comfortably in their retirement years.



Call or Text Me:

1271 Kelly Johnson Blvd. #110
Colorado Springs, CO 80109

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Opinions expressed here are the sole responsibility of the author, and do not necessarily reflect the view of Fairway Independent Mortgage.

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